1. 

County Estimates for Median Household Income for New York: 1998


Table C98-36. Estimated Median Household Income
by County: New York 1998
(Estimates model 1998 income reported in the March 1999 Current Population Survey.)

  Median Household Income
State and County Estimate 90% Confidence Interval
-Nassau County

$61,096

$58,429 to $63,749

http://www.census.gov/hhes/www/saipe/stcty/c98_36.htm

2. Verizon's net income for the fiscal year ending December 31, 2000 is $11,797,000,000.

click here for the link

3. Verizon's current  PE ratio is 206.70.  The industry's current PE ratio is 21.70.  Verizon's PE ratio is much higher than that of its industry.

click here for the link

4. A real-time stock quote for Verizon is on February 8, 2002 at 11:40am the stock price was at $45.05.

https://scs100.fidelity.com/tpv/webxpress.shtml

On March 14, 2000 Verizon was at $56.06.

click here for the link

5. The Thirty firms that make up the Dow Jones Industrial Average:

Alcoa Inc. (AA)    
American Express Co. (AXP)
AT&T Corp (T)
Boeing Co. [BA]
Caterpillar, Inc. (CAT)    
Citigroup Inc. (C)    
Coca-Cola Co. (KO)    
DuPont (E.I.) deNemours (DD)    
Eastman Kodak Co. (EK)    
Exxon Mobil Corp. (XOM)    
General Electric Co. (GE)    
General Motors (GM)    
Hewlett-Packard Co. (HWP)    
Home Depot, Inc. (HD)    
Honeywell Int'l. Inc. (HON)    
Intel Corp. (INTC)    
International Bus. Mach. (IBM)    
International Paper Co. (IP)    
J.P. Morgan Chase & Co. (JPM)    
Johnson & Johnson (JNJ)    
McDonalds Corp. (MCD)    
Merck & Co. Inc. (MRK)    
Microsoft Corp. (MSFT)    
Minnesota Mining & Mfg. (MMM)    
Philip Morris (MO)    
Procter & Gamble Co. (PG)    
SBC Communications, Inc. (SBC)    
United Technologies Corp. (UTX)    
Wal-Mart Stores, Inc. (WMT)    
Walt Disney Co. (DIS)    

http://stock1.com/dow30.htm

6. On March 14, 1983 the Dow Jones Industrial Average closed at about 1114.

click here to see the link

The current closing price of the Dow Jones Industrial Average as of February 7, 2002 is 9,625.44.

http://www100.fidelity.com

7. 

 Quick Internet Tips To Save You Time
  1. To search for a word or phrase on a Web page, press CTRL+f to open the Find dialog box. Type in the word or phrase you are looking for.

     

  2. To go to a new web location, press CTRL+o.

     

  3. You can quickly put a shortcut to any Web page on your desktop by right-clicking in the page and then left-clicking Create Shortcut

click here for the link

8. Google is much simpler than Metacrawler.  Metacrawler has more links on its front-page and has better search capabilities.  For example, when you type in words to search for, you have the choice if you want all of the words, any of the words, or the words in an entire phrase to be found.  Metacrawler gives you more of a selection of the types of things you can search for, such as web, images, mp3 files, auctions, multimedia, and shopping.  Google only gives you web,  images, group, and directory.  So, Metacrawler has everything that Google has and more.  Metacrawler also allows you to customize the website, so you can fit the search to meet your own individual needs.  One disadvantage to Metacrawler is that there are advertisements on the page.  Google, on the other hand, has no advertisements.  While Google has better access to current news, Metacrawler gives you instant access to the yellow pages, white pages, and classifieds.  Considering these characteristics, both these sites have their advantages and disadvantages; it is really just a matter of preference.

test the sites for yourself:

www.google.com

www.metacrawler.com

9. A company that recruits on campus is Vertical Alliance.

http://www.careers.villanova.edu/html/992000recruiters.htm

10.

Eucharistic Ministers prepare the bread and wine and all the sacred vessels for the Eucharistic Celebration. They serve the Body and Blood of Christ to the gathered community. Finally, along with other liturgical ministers they prepare the Church for the next liturgy. They typically serve every other week during the academic calendar. Eucharistic Ministers are required to be practicing Catholics.

http://www.campusministry.villanova.edu/liturgical_ministry/eucharistic/index.html

11. a. We examine four areas of rapid technology development that exploit the capabilities of interactive e-channels: Web-based self-service, data mining, personalization and e-cash.

Personalization. Personalization in the form of customized portals (e.g., MyYahoo) and news notification against personal profiles are already mainstays of many Web offerings. However, most of today's personalization is human-driven, requiring users to explicitly state or select their preferences, or businesses to define rules to drive the customization. An emerging set of capabilities (based on machine learning and data mining) enables data-driven personalization, whereby the system learns the user's preferences automatically based on behavior such as click-through patterns or length of time spent in various areas of the site. In particular, real-time data mining enables a context-rich and immediate response and adjustment to customer behavior rather than relying solely on offline historical data. An early example of automated personalization is Amazon's use of collaborative filtering to provide its "users who bought this book also bought …" feature.

http://www.gartner.villanova.edu/ras_frame.html

b. Article on Verizon's Earnings Per Share:

Copyright 2002 Hoover's Inc., Austin, TX  
Hoover's Company Profile Database - American Public Companies

2002

Verizon Communications Inc.  
TICKER: VZ   EXCHANGE: NYSE

1095 Avenue of the Americas  
New York, NY, 10036  
United States

TELEPHONE: 212-395-2121  
FAX: 212-869-3265

LENGTH: 1453 words

EMPLOYEES: 260,000

DESCRIPTION:   This Baby Bell has a new name, but it's no infant. Verizon Communications, formed when Bell Atlantic bought GTE in 2000, is the largest local phone company and the #2 telecommunications carrier in the US (behind AT&T).

Based in New York City, Verizon felt severe effects from the terrorist attack on lower Manhattan, where it operates 500,000 phone lines and 6 million dedicated circuits, including phone service to the New York Stock Exchange. The company reported damage to its central office facility adjacent to the World Trade Center and the loss of 11 cell sites in the vicinity of the destruction. Verizon also provides phone services to the Pentagon and suffered damage in that attack, as well. Verizon has more than 62 million local access lines throughout the US, serving most of the top 100 US markets. The company also has 7.4 million long-distance customers, and it is expanding its Internet services, which boast 1.2 million DSL (digital subscriber line) customers.

Verizon Wireless, the company's joint venture with Vodafone, is the #1 wireless telecommunications company in the US, serving more than 29 million customers.

Outside the US, Verizon affiliates operate in 40 countries in the Americas, Europe, and the Asia/Pacific region. The company operates a multinational network carrying data, Internet, and voice traffic and it is one of the world's leading publishers of directory information.

To gain regulatory clearance to be acquired by Bell Atlantic, GTE sold off 90% of its Genuity Internet backbone operation (formerly GTE Internetworking). However, Verizon retains an option to regain control of the business in five years if it can show that local telephone markets in states formerly served by Bell Atlantic have been opened to competition.

HISTORY: Verizon Communications (the name is a combination of "veritas", the Latin word for truth, and horizon) was born in 2000 when Bell Atlantic bought GTE, but the company's roots are as old as the telephone. What is now Verizon began as one of the 1870s-era phone companies that evolved into AT&T and its Bell System of regional telephone operations. AT&T lived happily as a regulated monopoly until a US government antitrust suit led to its breakup in 1984. Seven regional Bell operating companies (RBOCs, or Baby Bells) emerged in 1984, including Bell Atlantic. The new company, based in Philadelphia, received local phone service rights in six states and Washington, DC; cellular company Bell Atlantic Mobile Systems; and one-seventh of Bellcore, the R&D subsidiary (now Telcordia). Bell Atlantic pursued unregulated businesses such as wireless, Internet, directory publishing, and catalog sales of computer parts and office supplies. It invested heavily in data-transport markets to supplement existing voice services, offering the first CO-LAN (central-office local area network) system in 1985. A year later it introduced a switched public data network and began testing integrated voice/data network (ISDN) services. Bell Atlantic expanded internationally in the early 1990s: It was selected, with Ameritech, to buy New Zealand's public phone system (acquired 1990; sold 1998); it partnered with U S WEST to ofr cellular services in the former Czechoslovakia (1991); and it bought a stake in Mexico's Grupo Iusacell. Its 1992 acquisition of Metro Mobile gave it extensive East Coast cellular phone coverage. In 1994 Bell Atlantic tried and failed to buy cable giant TCI (now part of AT&T), but succeeded in forming the PrimeCo partnership with NYNEX, U S WEST, and AirTouch, which began offering PCS. Enjoying freedom from wires, Bell Atlantic and NYNEX combined their cellular and paging operations in 1995. In 1996 Bell Atlantic and the six other RBOCs sold Bellcore to Science Applications International. Bell Atlantic doubled in size with the $ 25.6 billion purchase of New York City-based NYNEX in 1997, moving from the Cradle of Liberty to the Big Apple. The deal created the second-largest US telecom services firm (after AT&T) but brought with it NYNEX's reputation for poor service. In 1999 Bell Atlantic agreed to buy GTE, the giant non-Bell local phone company, in a $ 53 billion deal. Later that year the FCC granted Bell Atlantic permission to sell long-distance telephone service in New York, making the company the first of the Baby Bells to be allowed to offer long-distance in its home territory. Bell Atlantic and Vodafone AirTouch (now Vodafone) combined their US wireless operations, including PrimeCo, to form Verizon Wireless in 2000. Regulators later that year approved Bell Atlantic's acquisition of GTE, and Verizon Communications was formed. Tapped to run the new company were chairman and co-CEO Charles Lee, formerly of GTE, and president and co-CEO Ivan Seidenberg, formerly of Bell Atlantic. In 2001 the company teamed up with FLAG Telecom to develop a European backbone network. Verizon was also greenlighted by the FCC to offer long-distance in Massachusetts, Connecticut, and Pennsylvania.

EXECUTIVES:
Chairman and Co-CEO: Charles R. Lee, age 61, $ 4,111,200 pay
President, Co-CEO, and Director: Ivan G. Seidenberg, age 54, $ 3,927,000 pay
Vice Chairman and President, Telecom: Lawrence T. Babbio, age 56, $ 2,209,500 pay
Vice Chairman and President, International Wireline and Wireless Operations, International Connectivity, and Domestic and International Directory and Information Services: Michael T. Masin, age 56, $ 2,271,900 pay
Vice Chairman and CFO: Frederic V. Salerno, age 57, $ 1,877,000 pay
EVP; President and CEO, Verizon Wireless: Dennis F. Strigl, age 55, $ 1,924,500 pay
EVP and General Counsel: William P. Barr, age 50
EVP Human Resources: Ezra D. Singer, age 46
EVP Public Affairs and Communications: Mary Beth Bardin, age 46
EVP Strategy, Development, and Planning: David H. Benson, age 51
SVP, Deputy General Counsel, and Corporate Secretary: Marianne Drost
SVP and Treasurer: William F. Heitmann, age 52
SVP and Controller: Lawrence R. Whitman, age 49
SVP Investor Relations: John W. Diercksen
SVP Public Policy and External Affairs: Thomas J. Tauke
VP Internal Auditing: Joleen D. Moden
Chief Information Officer and President, e-Business unit: Shaygan Kheradpir
President, Advanced Services: Frederick D. D'Alessio
President, Enterprise Solutions: Eduardo Menasce
President, Global Network and Transport Solutions: Tom Bartlett




FINANCIALS:
Note: This table may be divided and additional information on a particular entry may appear on more than one screen.

                               1991     1992     1993     1994
Sales ($ mil.)             12,279.7 12,647.0 12,990.2 13,791.4
Net income ($ mil.)         (222.7)  1,340.6  1,403.4  (754.8)
Income as % of sales         (1.8)%    10.6%    10.8%   (5.5)%
Earnings per share( $ )      (0.26)     1.57   (0.41)     0.04
Stock price - FY high( $ )    27.06    26.94    34.56    29.81
Stock price - FY low( $ )     21.50    20.13    24.81    24.19
Stock price - FY close( $ )   24.13    25.63    29.63    24.88
P/E - high                       16       17       39       20
P/E - low                        13       12       28       16
Dividends per share( $ )       1.24     1.29     1.33     1.37
Book value per share( $ )      9.89     9.01     9.43     7.07
Employees                    75,700   71,400   73,600   72,300

                                  1995        1996        1997
Sales ($ mil.)                13,429.5    13,081.4    30,193.9
Net income ($ mil.)            1,858.3     1,739.4     2,454.9
Income as % of sales             13.8%       13.3%        8.1%
Earnings per share( $ )         (0.07)        2.19        1.57
Stock price - FY high( $ )       34.44       37.44       45.88
Stock price - FY low( $ )        24.19       27.56       28.38
Stock price - FY close( $ )      33.44       32.38       45.50
P/E - high                          19          18          29
P/E - low                           13          14          18
Dividends per share( $ )          1.40        1.43        1.49
Book value per share( $ )         7.66        8.64        8.36
Employees                       61,800      62,600     141,000

                                  1998        1999        2000
Sales ($ mil.)                31,565.9    33,174.0    64,707.0
Net income ($ mil.)            2,965.3     4,202.0    11,797.0
Income as % of sales              9.4%       12.7%       18.2%
Earnings per share( $ )           1.86        2.65        4.31
Stock price - FY high( $ )       61.19       69.50       66.00
Stock price - FY low( $ )        40.44       50.63       39.06
Stock price - FY close( $ )      54.00       61.56       50.13
P/E - high                          32          26          17
P/E - low                           21          19          10
Dividends per share( $ )          1.54        1.54        1.58
Book value per share( $ )         8.39       10.20       12.57
Employees                      140,000     145,000     260,000

2000 Year-End:
Debt ratio: 61.4%
Return on equity: 46.8%
Cash ($ mil.): 757.0
Current ratio: 0.65
Long-term debt ($ mil.): 55,034.0
No. of shares (mil.): 2,751.7
Dividend yield: 3.2%
Dividend payout: 36.7%
Market value ($ mil.): 137,940.2
Advertising as % of sales: 1399




MARKET:
Verizon Communications provides local telephone service in 31 US states, the District of Columbia, and Puerto Rico. Worldwide, the company has operations or investments in 40 countries in the Americas, Europe, and the Asia/Pacific region.


               2000 Sales
           $ mil.   % of total
US        62,066        96
Other      2,641         4

Total     64,707       100




PRODUCTS:
                                 2000 Sales
                             $ mil.   % of total
Domestic telecom
Local services           21,368        33
Network access services  13,142        20
Long-distance services    3,153         5
 Other                     5,680         9
Domestic wireless           14,236        22
Information services         4,144         6
International                1,976         3
Other                        1,008         2

Total                       64,707       100

Selected Subsidiaries and Affiliates
BayanTel (19%, Philippines)
Cable and Wireless plc (5%, telecommunications provider, UK)
Cellco Partnership (Verizon Wireless, 55%, joint venture with Vodafone)
Citra Sari Makmur (37%,  telecommunications provider, Indonesia)
Compania Anonima Nacional Telefonos de Venezuela (CANTV, 29%, telecommunications provider)
Compania Dominicana de Telefonos, C. pr A. (CODETEL, telecommunications provider, Dominican Republic)
CTI Holdings, S.A. (60%, wireless communications, Argentina)
Eurotel Bratislava a.s. (25%, wireless communications, Slovakia)
Eurotel Praha s.r.o. (25%, wireless communications, Czech Republic)
FLAG Telecom Holdings Limited (19%, undersea fiber-optic network operator, UK)
Genuity Inc. (10%, Internet backbone network operator)
Gibralter NYNEX (50%, telecommunications provider)
Grupo Iusacell, S.A. de C.V. (39%, wireless communications, Mexico)
Micronesian Telecommunications Corporation (MTC, local telecommunications services, Northern Mariana Islands)
Omnitel Pronto Italia, S.p.A. (23%, wireless communications, Italy)
NTL Incorporated (9%, cable TV operator, UK)
Pacific Communications Services Co. Ltd. (12%, Taiwan)
P.T. Excelcomindo Pratama (23%, wireless communications, Indonesia)
STET Hellas Telecommunications (20%, Greece)
Taiwan Cellular Corporation (14%)
Telecom Corporation of New Zealand Limited (25%, telecommunications provider)
TelecomAsia (14%, Thailand)
Telecomunicaciones de Puerto Rico, Inc. (40%, telecommunications provider)
TELUS Corporation (22%, telecommunications provider, Canada)




COMPETITORS:
ALLTEL
AT&T
BT
Cingular Wireless
Deutsche Telekom
KPNQwest
Level 3 Communications
McLeodUSA
Nextel
Qwest
Sprint FON
Time Warner Telecom
WorldCom




 
INTERNET: http://www.verizon.com

LOAD-DATE: February 4, 2002

Click here for the link

12. a. Wav file:  click here to hear a portion of Top Gun

http://moviesounds.com/topgun.html

b. Midi file: click here to hear a piece from Handel's Messiah

http://www.classicalarchives.com/handel.html

c. MP3 file:  click here to hear the best song ever

http://www.kazaa.com

d. Gif file:

http://members.aol.com/Magic4071/holiday2.html

13. click here to see a file from Paint Shop Pro

http://tucows.epix.net/mmedia/preview/194869.html

 

14. a. The author of the weekly column Personal Technology in The Wall Street Journal is Walter S. Mossberg. 

click here to see an example of his work

The two devices featured in his recent article "New Music Players Let You Cram CDs With MP3 Favorites" are the Philips Expanium and the Pine D'music SM-200C.  The problem with the Pine D'music is that it skips and sometimes it plays five to ten seconds of static before starting a song.  The problem with Philips Expanium is that it does not display song information and is difficult to navigate.  It is also flimsy and its controls are clumsy.

click here to see full article

b. "For a Company, Charitable Works Are Best Carried Out Discreetly"

By RONALD ALSOP
Staff Reporter of THE WALL STREET JOURNAL

click here to see the article